FIRST DISTRICT
RESA
DISABILITY
(Effective 1.1.2025)
What is Disability Insurance?
A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your most valuable asset — your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.
Plan Rules:
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Eligibility: Eligible employees as described on page 2 of this guide
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Coverage through The Hartford
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Employee must be actively at work on the effective date
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If electing outside of initial new hire enrollment period, health questions will be required for new participants
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Employees DO NOT have to exhaust sick leave. Employees can stop sick leave (if available) at the end of the elimination period. The decision must be made at the beginning of leave.
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Paid Parental Leave has to be used in conjunction with FMLA at the start of maternity leave
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Contact Campus Benefits for assistance with claims.
Email: mybenefits@campusbenefits.com
Call 1-866-433-7661, option 5
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